
Now, a service that already has 15 million users is by Google added a new feature of chatting so that users can send each other messages related to each transaction. It can also help to track various other payments.
The addition of chat feature on Tez seems to be background WhatsApp which also penetrated online payment service, WhatsApp Payment which was just launched in India at the beginning of last year.
Both Google and WhatsApp connect the service platform with several major Indian banks that are integrated through a system called UPI (Unified Payments Interface), a payment system promoted by the local government to encourage the integration of bank services.